- Cut the call. You owe an unknown caller nothing. Do not stay on out of fear.
- Do not pay or share any code. No transfer, no OTP, no PIN, no screen sharing.
- Tell someone. Break the isolation — call a family member or colleague. Scams collapse the moment a second person hears them.
- Report it on cybercrime.gov.in or call 1930. If you have already paid, report immediately — speed decides whether the money can be frozen.
If money has already changed hands, follow what to do in the first 10 minutes.